Smart Bond - Who Qualifies?

Smart Bond is for you if:

• You earn up to R18 000 pm & you are a South African citizen
• You are formally or self-employed and you can afford the monthly instalments

To apply please provide:

• Latest pay slip & ID copy*
• 3-month bank statement (if not banking with FNB)*
• 12-month bank statement (if you are self-employed) and not banking with FNB*
• Offer to purchase

*For you and your co-applicant where applicable.

Pricing

Monthly Fee

• R45 incl VAT

Initiation Fee

• R4 500 incl VAT
• R1 200 incl VAT - deferred and payable on default, variation and/or early termination.

Early Termination Fee

• Without Advance Notice - Max. 3 month interest is levied
• With Advance Notice - 3 months interest less Period of Settlement Notice