Smart Account Unlimited - Pricing

Monthly

  • Account fee – R63.00pm
  • Subscription fees for Online, Cellphone and IVR Telephone Banking - Free
  • Balance Enquiries on FNB ATM, Cellphone, IVR Telephone and Online Banking - Free
  • Mini Statement on Cellphone Banking - Free

Transactions included in the Unlimited Pricing Option

  • Linked Account Transfers - Online, Cellphone, ATM or IVR Telephone Banking
  • Third Party Payments - Online, Cellphone, ATM or IVR Telephone Banking
  • Debit Orders
  • Card Purchases at retailers
  • FNB ATM Cash Withdrawals
  • FNB Mini ATM Cash Withdrawals
  • Cash Withdrawal at till point
  • Prepaid Purchases - Online, Cellphone, ATM or Telephone Banking

Additional Fees

Purchases

  • R6.00 for Prepaid purchases at Other Banks' ATM

Cash Withdrawals

  • FNB Branch - R34 + 1.25% of value, maximum R3 000
  • Other Banks' ATM (per R500)- R6.50 + FNB PAYU ATM Fee

Deposits

  • Cheques
  • FNB ATM with envelope or automated deposits (ADT) - Free
    FNB Branch - R14
  • Cash
  • FNB ATM with envelope or automated deposit (ADT) - 0.65% of value, minimum R5
    FNB Branch - 1.25% of value, minimum R18.85
    ENC Upliftment Fee and Special Clearance - R70

Convenience Service Fees

The following fees are payable regardless of pricing option.

  • Paytoday/Quickpay - R36
    Express Clearing through Online Banking and participating FNB Branches only.
  • Send money to an FNB eWallet
  • R8 - R0 to R1 000
    R12 - R1 000.01 to R1 500
    Cardless Cash Withdrawal (Cellphone Banking) R3.30

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